Close a Limited
account
Step 1: Submit closure request​
- Submit a request to Swan Support to close the account.
- Include the account ID of the account you need to close. You can also send a list of account IDs to close several accounts at once.
- Explain why you want to close the account.
Step 2: Swan reviews request​
For Limited
accounts, consent from the account holder isn't required.
Therefore, Swan proceeds with account closure without contacting the account holder.
Before changing the account status to Closing
, Swan confirms several details:
- If the account status is
Suspended
, the account holder is already communicating with Swan about the suspension. The same Swan team takes over account closure. - If the account balance is positive, or if transactions have already been made from the account, Swan follows the process to close an
Unlimited
account instead. - If the account balance is negative, Swan can't close the account.
Step 3: Swan changes account status​
- If the process to close the account doesn't need to change based on details confirmed in step 2, Swan changes the account status to
Closing
. - Since the account was never used, passing from
Closing
toClosed
happens quickly; there isn't a required notice period. - After the account status changes to
Closed
, Swan sends a final email to the account holder informing them that their account is officially closed. You may or may not receive the email as well according to your communication preferences.