Declare a payment mandate for Internal Direct Debit

Before accepting payments with Internal Direct Debit B2B or Standard, you need to declare a payment mandate to your Swan account. Each debtor must have their own payment mandate.

Review the requirements for Internal Direct Debit payment mandates if needed.

Prerequisites

• Debtor's account status: any except Closing or Closed
• Merchant profile status: Enabled
• Internal Direct Debit B2B payment method status: Enabled
• Debtor and merchant have accounts in the same Swan projects
• [B2B only] Debtor's account type: Company

Declare a payment mandate

1. Confirm you have a project access token or, if you're an account member, a user access token with CanManageAccountMembership permissions, and confirm the prerequisites are met.
2. Call the addInternalDirectDebitPaymentMandate mutation.
3. Replace $YOUR_DEBTOR_ACCOUNT_ID and $YOUR_PAYMENT_METHOD_ID with IDs from your project (lines 4, 5).
4. Choose either Standard or B2B in your mandate name (line 6).
5. Choose Recurrent or OneOff.
   • OneOff payment mandates can only be used once.
6. Add validations and rejections that are helpful for you, as well as optional information such as a reference for your internal use.
7. The payment mandate is created with the status Enabled.

B2B versus standard

For Standard, merchants can start using the payment method to accept payments immediately.

For B2B, you must add the received mandate first, as the debtor is required to consent.

Mutation

Open in API Explorer

mutation AddPaymentMandate {
  addInternalDirectDebitPaymentMandate(
    input: {
      paymentMethodId: "$YOUR_PAYMENT_METHOD_ID"
      debtorAccountId: "$YOUR_DEBTOR_ACCOUNT_ID"
      name: "Standard/B2B Internal Direct Debit Mandate"
      sequence: Recurrent
    }
  ) {
    ... on InternalErrorRejection {
      __typename
      message
    }
    ... on PaymentMandateReferenceAlreadyUsedRejection {
      __typename
      message
    }
    ... on SchemeWrongRejection {
      __typename
      message
    }
    ... on DebtorAccountClosedRejection {
      __typename
      message
    }
    ... on DebtorAccountNotAllowedRejection {
      __typename
      message
    }
    ... on NotFoundRejection {
      id
      message
    }
    ... on ForbiddenRejection {
      __typename
      message
    }
    ... on AddInternalDirectDebitPaymentMandateSuccessPayload {
      __typename
      paymentMandate {
        id
      }
    }
  }
}

Payload

Note the id (line 6) for your Internal Direct Debit payment mandate.

{
  "data": {
    "addInternalDirectDebitPaymentMandate": {
      "__typename": "AddInternalDirectDebitPaymentMandateSuccessPayload",
      "paymentMandate": {
        "id": "$YOUR_MANDATE_ID"
      }
    }
  }
}

B2B only: Add received mandate

For Internal Direct Debit B2B only, call the addReceivedInternalDirectDebitB2bMandate mutation to declare the received payment mandate.

Prerequisites

• Only account members with the permission canInitiatePayments can declare mandates.
• Make sure to execute the mutation on the debtor's account.

Mutation

1. Add the id recovered in the previous payload.
2. Add your consentUrl.
3. Call the addReceivedInternalDirectDebitB2bMandate mutation.

Open in API Explorer

mutation AddReceivedInternalDirectDebitB2bMandate {
  addReceivedInternalDirectDebitB2bMandate(
    input: {
      paymentMandateId: "$YOUR_MANDATE_ID"
      consentRedirectUrl: "$YOUR_CONSENT_URL"
    }
  ) {
    ... on AddReceivedInternalDirectDebitB2bMandateSuccessPayload {
      __typename
      receivedDirectDebitMandate {
        id
        statusInfo {
          ... on ReceivedDirectDebitMandateStatusInfoConsentPending {
            __typename
            consent {
              consentUrl
            }
          }
        }
      }
    }
  }
}

Payload

Note the id for the received mandate (line 6), and its status (line 8.)

{
  "data": {
    "addReceivedInternalDirectDebitB2bMandate": {
      "__typename": "AddReceivedInternalDirectDebitB2bMandateSuccessPayload",
      "receivedDirectDebitMandate": {
        "id": "$RECIEVED_MANDATE_ID",
        "statusInfo": {
          "__typename": "ReceivedDirectDebitMandateStatusInfoConsentPending",
          "consent": {
            "consentUrl": "$YOUR_CONSENT_URL"
          }
        }
      }
    }
  }
}