New feature
🔎 Get bank details (RIBs) for virtual IBANs with the account query.
You can also download them from your Dashboard.
If you use Swan's Web Banking interface, your users can download them from the Account > Virtual IBANs tab.
Improvements
🪪 We improved the sign-up process for a smoother user experience. Now, all users enter their personal information at the beginning. We also added a review page for users to confirm that their information is correct, helping avoid rejections due to mismatched data.
👥 To improve the granularity of account membership permissions, only account members with canManageAccountMembership can view a list of account members.
Previously, those with canViewAccount could also view the list.
⛴️ We added new fields to payment control POST requests and card transaction queries: merchantAcquirerId and subMerchantId.
Start implementing these fields using the Event Simulator.
Please note that the subMerchantId field will be returned null until it's implemented in the upcoming months.
🛡️ One time every 24 hours, your users are now required to acknowledge a fraud warning before consenting to a transfer.
API updates
Upcoming breaking changes
👥 Starting on March 20th, account memberships are only returned in the accountMemberships and account.Memberships queries if you have the canManageAccountMembership permission.
✍ Starting on April 1st, the registrationNumber field becomes mandatory for company onboardings, regardless of country.
This applies to all onboardings where companyType is set to Company, and where companyType is set to SelfEmployed and the account country is France.
Additionally, the isRegistered parameter will be set to true automatically for these onboardings.
Please note that this update doesn't impact capital deposits.